If you live in Florida, you may be curious about what types of insurance coverage you need to protect yourself and your vehicle. You may also have heard that you can get a free windshield replacement if necessary if you have comprehensive coverage. In this blog post, we will discuss the benefits of having comprehensive insurance in Florida, as well as the state’s windshield replacement law – Florida State Statute 627.7288
What is Comprehensive Insurance?
Comprehensive car insurance is additional coverage that provides protection from damage caused by events other than a collision. This includes fire, theft, flood, and vandalism. It also covers damage caused by falling objects or animals and glass breakage. Depending on your provider, it may even cover windshield repair or replacement costs.
The Benefits of Comprehensive Insurance in Florida
Having comprehensive car insurance provides an added layer of protection for drivers living in Florida. According to the National Hurricane Center, hurricanes are common occurrences for those living along the coastlines of the Sunshine State. With comprehensive coverage, drivers can rest assured knowing that their vehicles are covered should any sort of disaster strike their area. Additionally, having comprehensive coverage allows Floridians to take advantage of the state’s windshield replacement law which states that a driver with full coverage is entitled to a free windshield replacement when needed—regardless of fault—if they are insured with a company licensed and approved to do business in Florida.
What does this mean for drivers?
It means that drivers who carry comprehensive insurance can benefit from the peace of mind of knowing that their vehicle is protected against any type of natural disaster or unexpected event that could occur while driving or parked in their garage. Additionally, if they happen to need a new windshield due to an accident or natural cause such as hail damage, they will not have to worry about paying out-of-pocket expenses because the cost will be covered by their insurer (as long as they meet all requirements).
In conclusion, carrying comprehensive insurance provides an extra layer of protection for Floridian drivers and allows them access to some great benefits, such as free windshield replacements when needed—all without having to pay out-of-pocket expenses! So if you’re looking for more peace of mind behind the wheel and want access to additional perks like free windshield replacements when needed, consider getting comprehensive car insurance today! It could save you time and money down the road!
For more information about the Florida “free windshield” law, visit this link – Florida State Statute 627.7288
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